var nicheNbrArray = new Array(); var nicheArray = new Array(); var nicheGrpArray = new Array(); var nicheCntArray = new Array(); nicheNbrArray[0] = '460'; nicheArray[0] = 'Foreclosure'; nicheGrpArray[0] = 'Appraisal Niches'; nicheCntArray[0] = '2'; nicheNbrArray[1] = '459'; nicheArray[1] = 'Vacant Land'; nicheGrpArray[1] = 'Appraisal Niches'; nicheCntArray[1] = '4'; nicheNbrArray[2] = '458'; nicheArray[2] = 'Modular/Manufacturing'; nicheGrpArray[2] = 'Appraisal Niches'; nicheCntArray[2] = '2'; nicheNbrArray[3] = '457'; nicheArray[3] = 'FHA'; nicheGrpArray[3] = 'Appraisal Niches'; nicheCntArray[3] = '20'; nicheNbrArray[4] = '450'; nicheArray[4] = 'Same Day Appraisal'; nicheGrpArray[4] = 'Appraisal Niches'; nicheCntArray[4] = '3'; nicheNbrArray[5] = '451'; nicheArray[5] = 'HVCC Compliant '; nicheGrpArray[5] = 'Appraisal Niches'; nicheCntArray[5] = '8'; nicheNbrArray[6] = '442'; nicheArray[6] = 'Provision of Proof of Funds '; nicheGrpArray[6] = 'Assets and Source of Funds'; nicheCntArray[6] = '15'; nicheNbrArray[7] = '436'; nicheArray[7] = 'Cross Collaterization'; nicheGrpArray[7] = 'Assets and Source of Funds'; nicheCntArray[7] = '30'; nicheNbrArray[8] = '437'; nicheArray[8] = 'Stocks, Bonds, etc...'; nicheGrpArray[8] = 'Assets and Source of Funds'; nicheCntArray[8] = '52'; nicheNbrArray[9] = '77'; nicheArray[9] = '6% Seller Concessions >90%'; nicheGrpArray[9] = 'Assets and Source of Funds'; nicheCntArray[9] = '69'; nicheNbrArray[10] = '172'; nicheArray[10] = ' Borrowed Funds '; nicheGrpArray[10] = 'Assets and Source of Funds'; nicheCntArray[10] = '56'; nicheNbrArray[11] = '174'; nicheArray[11] = ' Business Assets '; nicheGrpArray[11] = 'Assets and Source of Funds'; nicheCntArray[11] = '50'; nicheNbrArray[12] = '263'; nicheArray[12] = 'Down payment Asst. programs '; nicheGrpArray[12] = 'Assets and Source of Funds'; nicheCntArray[12] = '40'; nicheNbrArray[13] = '41'; nicheArray[13] = 'Gift Funds '; nicheGrpArray[13] = 'Assets and Source of Funds'; nicheCntArray[13] = '113'; nicheNbrArray[14] = '42'; nicheArray[14] = 'Gift of Equity '; nicheGrpArray[14] = 'Assets and Source of Funds'; nicheCntArray[14] = '103'; nicheNbrArray[15] = '181'; nicheArray[15] = ' No Reserves '; nicheGrpArray[15] = 'Assets and Source of Funds'; nicheCntArray[15] = '56'; nicheNbrArray[16] = '282'; nicheArray[16] = 'Seller Carry Back 100% CLTV '; nicheGrpArray[16] = 'Assets and Source of Funds'; nicheCntArray[16] = '12'; nicheNbrArray[17] = '43'; nicheArray[17] = 'Seasoning of Funds/Assets? '; nicheGrpArray[17] = 'Assets and Source of Funds'; nicheCntArray[17] = '86'; nicheNbrArray[18] = '441'; nicheArray[18] = 'Individual Trust'; nicheGrpArray[18] = 'Borrower Type'; nicheCntArray[18] = '36'; nicheNbrArray[19] = '106'; nicheArray[19] = 'Corp, Partnership, LLC '; nicheGrpArray[19] = 'Borrower Type'; nicheCntArray[19] = '75'; nicheNbrArray[20] = '66'; nicheArray[20] = 'Diplomatic Immunity '; nicheGrpArray[20] = 'Borrower Type'; nicheCntArray[20] = '7'; nicheNbrArray[21] = '60'; nicheArray[21] = 'Foreign National '; nicheGrpArray[21] = 'Borrower Type'; nicheCntArray[21] = '44'; nicheNbrArray[22] = '359'; nicheArray[22] = 'ITIN '; nicheGrpArray[22] = 'Borrower Type'; nicheCntArray[22] = '12'; nicheNbrArray[23] = '105'; nicheArray[23] = 'Non-Occupant Co-Borrower '; nicheGrpArray[23] = 'Borrower Type'; nicheCntArray[23] = '116'; nicheNbrArray[24] = '61'; nicheArray[24] = 'Non Perm Aliens '; nicheGrpArray[24] = 'Borrower Type'; nicheCntArray[24] = '35'; nicheNbrArray[25] = '182'; nicheArray[25] = ' Non-Purchasing Spouse '; nicheGrpArray[25] = 'Borrower Type'; nicheCntArray[25] = '47'; nicheNbrArray[26] = '62'; nicheArray[26] = 'Perm Aliens '; nicheGrpArray[26] = 'Borrower Type'; nicheCntArray[26] = '82'; nicheNbrArray[27] = '67'; nicheArray[27] = 'Political Asylum '; nicheGrpArray[27] = 'Borrower Type'; nicheCntArray[27] = '8'; nicheNbrArray[28] = '104'; nicheArray[28] = 'Self-Employed under 2 Years '; nicheGrpArray[28] = 'Borrower Type'; nicheCntArray[28] = '51'; nicheNbrArray[29] = '410'; nicheArray[29] = 'Private money'; nicheGrpArray[29] = 'Commercial Niches'; nicheCntArray[29] = '36'; nicheNbrArray[30] = '438'; nicheArray[30] = '100 Million+'; nicheGrpArray[30] = 'Commercial Niches'; nicheCntArray[30] = '16'; nicheNbrArray[31] = '389'; nicheArray[31] = 'Owner-User'; nicheGrpArray[31] = 'Commercial Niches'; nicheCntArray[31] = '59'; nicheNbrArray[32] = '447'; nicheArray[32] = 'Mezzanine'; nicheGrpArray[32] = 'Commercial Niches'; nicheCntArray[32] = '9'; nicheNbrArray[33] = '401'; nicheArray[33] = 'Joint Ventures'; nicheGrpArray[33] = 'Commercial Niches'; nicheCntArray[33] = '13'; nicheNbrArray[34] = '388'; nicheArray[34] = 'Special Purpose'; nicheGrpArray[34] = 'Commercial Niches'; nicheCntArray[34] = '39'; nicheNbrArray[35] = '386'; nicheArray[35] = 'Foreign National '; nicheGrpArray[35] = 'Commercial Niches'; nicheCntArray[35] = '26'; nicheNbrArray[36] = '383'; nicheArray[36] = 'Hard Money '; nicheGrpArray[36] = 'Commercial Niches'; nicheCntArray[36] = '49'; nicheNbrArray[37] = '379'; nicheArray[37] = 'Refi Cash Out'; nicheGrpArray[37] = 'Commercial Niches'; nicheCntArray[37] = '69'; nicheNbrArray[38] = '382'; nicheArray[38] = 'No Doc'; nicheGrpArray[38] = 'Commercial Niches'; nicheCntArray[38] = '23'; nicheNbrArray[39] = '380'; nicheArray[39] = 'SISA '; nicheGrpArray[39] = 'Commercial Niches'; nicheCntArray[39] = '26'; nicheNbrArray[40] = '381'; nicheArray[40] = 'SIVA '; nicheGrpArray[40] = 'Commercial Niches'; nicheCntArray[40] = '32'; nicheNbrArray[41] = '371'; nicheArray[41] = 'Residential Land Development'; nicheGrpArray[41] = 'Commercial Property'; nicheCntArray[41] = '27'; nicheNbrArray[42] = '398'; nicheArray[42] = 'Construction Loan'; nicheGrpArray[42] = 'Commercial Property'; nicheCntArray[42] = '34'; nicheNbrArray[43] = '374'; nicheArray[43] = 'Auto Repair'; nicheGrpArray[43] = 'Commercial Property'; nicheCntArray[43] = '53'; nicheNbrArray[44] = '392'; nicheArray[44] = 'Day Care/Vocational School'; nicheGrpArray[44] = 'Commercial Property'; nicheCntArray[44] = '34'; nicheNbrArray[45] = '393'; nicheArray[45] = 'Contractor/Trucking Yard'; nicheGrpArray[45] = 'Commercial Property'; nicheCntArray[45] = '19'; nicheNbrArray[46] = '370'; nicheArray[46] = 'Mobile Home parks-NEW'; nicheGrpArray[46] = 'Commercial Property'; nicheCntArray[46] = '42'; nicheNbrArray[47] = '396'; nicheArray[47] = 'Retail'; nicheGrpArray[47] = 'Commercial Property'; nicheCntArray[47] = '63'; nicheNbrArray[48] = '394'; nicheArray[48] = 'Funeral Home'; nicheGrpArray[48] = 'Commercial Property'; nicheCntArray[48] = '35'; nicheNbrArray[49] = '391'; nicheArray[49] = 'Heavy Industrial Mfg'; nicheGrpArray[49] = 'Commercial Property'; nicheCntArray[49] = '33'; nicheNbrArray[50] = '395'; nicheArray[50] = 'Strip Shopping Center'; nicheGrpArray[50] = 'Commercial Property'; nicheCntArray[50] = '61'; nicheNbrArray[51] = '390'; nicheArray[51] = 'Investment Properties'; nicheGrpArray[51] = 'Commercial Property'; nicheCntArray[51] = '54'; nicheNbrArray[52] = '287'; nicheArray[52] = 'Bed and Breakfast'; nicheGrpArray[52] = 'Commercial Property'; nicheCntArray[52] = '45'; nicheNbrArray[53] = '372'; nicheArray[53] = 'Car Wash'; nicheGrpArray[53] = 'Commercial Property'; nicheCntArray[53] = '45'; nicheNbrArray[54] = '336'; nicheArray[54] = 'Church '; nicheGrpArray[54] = 'Commercial Property'; nicheCntArray[54] = '31'; nicheNbrArray[55] = '289'; nicheArray[55] = 'Coops '; nicheGrpArray[55] = 'Commercial Property'; nicheCntArray[55] = '14'; nicheNbrArray[56] = '373'; nicheArray[56] = 'Dry Cleaner'; nicheGrpArray[56] = 'Commercial Property'; nicheCntArray[56] = '40'; nicheNbrArray[57] = '288'; nicheArray[57] = 'Gas Stations '; nicheGrpArray[57] = 'Commercial Property'; nicheCntArray[57] = '37'; nicheNbrArray[58] = '376'; nicheArray[58] = 'Land'; nicheGrpArray[58] = 'Commercial Property'; nicheCntArray[58] = '23'; nicheNbrArray[59] = '290'; nicheArray[59] = 'Light Industrial '; nicheGrpArray[59] = 'Commercial Property'; nicheCntArray[59] = '70'; nicheNbrArray[60] = '375'; nicheArray[60] = 'Laundromats'; nicheGrpArray[60] = 'Commercial Property'; nicheCntArray[60] = '40'; nicheNbrArray[61] = '291'; nicheArray[61] = 'Mixed Use '; nicheGrpArray[61] = 'Commercial Property'; nicheCntArray[61] = '81'; nicheNbrArray[62] = '292'; nicheArray[62] = 'Motel/Hotel '; nicheGrpArray[62] = 'Commercial Property'; nicheCntArray[62] = '64'; nicheNbrArray[63] = '349'; nicheArray[63] = 'Multi Family-NEW '; nicheGrpArray[63] = 'Commercial Property'; nicheCntArray[63] = '65'; nicheNbrArray[64] = '293'; nicheArray[64] = 'Office Buildings '; nicheGrpArray[64] = 'Commercial Property'; nicheCntArray[64] = '78'; nicheNbrArray[65] = '294'; nicheArray[65] = 'Restaurants '; nicheGrpArray[65] = 'Commercial Property'; nicheCntArray[65] = '52'; nicheNbrArray[66] = '377'; nicheArray[66] = 'Office Condo'; nicheGrpArray[66] = 'Commercial Property'; nicheCntArray[66] = '69'; nicheNbrArray[67] = '295'; nicheArray[67] = 'Self Storage '; nicheGrpArray[67] = 'Commercial Property'; nicheCntArray[67] = '66'; nicheNbrArray[68] = '378'; nicheArray[68] = 'Warehouse'; nicheGrpArray[68] = 'Commercial Property'; nicheCntArray[68] = '68'; nicheNbrArray[69] = '369'; nicheArray[69] = 'Below 580'; nicheGrpArray[69] = 'Credit'; nicheCntArray[69] = '46'; nicheNbrArray[70] = '39'; nicheArray[70] = '1 Day out of BK '; nicheGrpArray[70] = 'Credit'; nicheCntArray[70] = '28'; nicheNbrArray[71] = '33'; nicheArray[71] = 'Alternative Credit '; nicheGrpArray[71] = 'Credit'; nicheCntArray[71] = '42'; nicheNbrArray[72] = '97'; nicheArray[72] = 'Below 500 FICO '; nicheGrpArray[72] = 'Credit'; nicheCntArray[72] = '31'; nicheNbrArray[73] = '259'; nicheArray[73] = 'Brokers Credit OK<60 days '; nicheGrpArray[73] = 'Credit'; nicheCntArray[73] = '62'; nicheNbrArray[74] = '36'; nicheArray[74] = 'Blended Score '; nicheGrpArray[74] = 'Credit'; nicheCntArray[74] = '15'; nicheNbrArray[75] = '143'; nicheArray[75] = ' Ch. 7 < 2 yrs '; nicheGrpArray[75] = 'Credit'; nicheCntArray[75] = '30'; nicheNbrArray[76] = '236'; nicheArray[76] = 'Ch. 13 < 2 Yrs '; nicheGrpArray[76] = 'Credit'; nicheCntArray[76] = '46'; nicheNbrArray[77] = '209'; nicheArray[77] = 'Collections, Charge Offs? '; nicheGrpArray[77] = 'Credit'; nicheCntArray[77] = '66'; nicheNbrArray[78] = '144'; nicheArray[78] = ' Foreclosure '; nicheGrpArray[78] = 'Credit'; nicheCntArray[78] = '35'; nicheNbrArray[79] = '224'; nicheArray[79] = ' High Score b/w borrowers '; nicheGrpArray[79] = 'Credit'; nicheCntArray[79] = '23'; nicheNbrArray[80] = '37'; nicheArray[80] = 'High Score '; nicheGrpArray[80] = 'Credit'; nicheCntArray[80] = '31'; nicheNbrArray[81] = '250'; nicheArray[81] = 'Ignore Credit Counseling '; nicheGrpArray[81] = 'Credit'; nicheCntArray[81] = '23'; nicheNbrArray[82] = '237'; nicheArray[82] = 'No Credit RePull '; nicheGrpArray[82] = 'Credit'; nicheCntArray[82] = '37'; nicheNbrArray[83] = '186'; nicheArray[83] = ' No Score '; nicheGrpArray[83] = 'Credit'; nicheCntArray[83] = '42'; nicheNbrArray[84] = '34'; nicheArray[84] = 'No Tradelines '; nicheGrpArray[84] = 'Credit'; nicheCntArray[84] = '37'; nicheNbrArray[85] = '35'; nicheArray[85] = 'One Score '; nicheGrpArray[85] = 'Credit'; nicheCntArray[85] = '44'; nicheNbrArray[86] = '252'; nicheArray[86] = 'Pay off Bk. 13 at closing '; nicheGrpArray[86] = 'Credit'; nicheCntArray[86] = '40'; nicheNbrArray[87] = '251'; nicheArray[87] = 'Pay Off CCC ok '; nicheGrpArray[87] = 'Credit'; nicheCntArray[87] = '33'; nicheNbrArray[88] = '350'; nicheArray[88] = 'Trades<12 Months'; nicheGrpArray[88] = 'Credit'; nicheCntArray[88] = '27'; nicheNbrArray[89] = '100'; nicheArray[89] = 'Full Income/No Assets '; nicheGrpArray[89] = 'Doc Types'; nicheCntArray[89] = '114'; nicheNbrArray[90] = '133'; nicheArray[90] = 'Alt/Limited Doc '; nicheGrpArray[90] = 'Doc Types'; nicheCntArray[90] = '39'; nicheNbrArray[91] = '226'; nicheArray[91] = '12 Month Bk. Statements '; nicheGrpArray[91] = 'Doc Types'; nicheCntArray[91] = '24'; nicheNbrArray[92] = '221'; nicheArray[92] = '24 Month Bank Statements '; nicheGrpArray[92] = 'Doc Types'; nicheCntArray[92] = '17'; nicheNbrArray[93] = '296'; nicheArray[93] = 'Business Bank Statements '; nicheGrpArray[93] = 'Doc Types'; nicheCntArray[93] = '26'; nicheNbrArray[94] = '341'; nicheArray[94] = 'SISA '; nicheGrpArray[94] = 'Doc Types'; nicheCntArray[94] = '41'; nicheNbrArray[95] = '385'; nicheArray[95] = 'SIVA'; nicheGrpArray[95] = 'Doc Types'; nicheCntArray[95] = '43'; nicheNbrArray[96] = '286'; nicheArray[96] = 'No Ratio '; nicheGrpArray[96] = 'Doc Types'; nicheCntArray[96] = '17'; nicheNbrArray[97] = '348'; nicheArray[97] = 'True No Doc'; nicheGrpArray[97] = 'Doc Types'; nicheCntArray[97] = '15'; nicheNbrArray[98] = '332'; nicheArray[98] = 'VOE Only '; nicheGrpArray[98] = 'Doc Types'; nicheCntArray[98] = '22'; nicheNbrArray[99] = '228'; nicheArray[99] = 'Streamlined '; nicheGrpArray[99] = 'Doc Types'; nicheCntArray[99] = '43'; nicheNbrArray[100] = '439'; nicheArray[100] = 'Manufactured'; nicheGrpArray[100] = 'Fannie/Freddie Only'; nicheCntArray[100] = '16'; nicheNbrArray[101] = '262'; nicheArray[101] = 'My Community '; nicheGrpArray[101] = 'Fannie/Freddie Only'; nicheCntArray[101] = '44'; nicheNbrArray[102] = '423'; nicheArray[102] = 'Flex 97 '; nicheGrpArray[102] = 'Fannie/Freddie Only'; nicheCntArray[102] = '26'; nicheNbrArray[103] = '414'; nicheArray[103] = 'Agency Jumbo '; nicheGrpArray[103] = 'Fannie/Freddie Only'; nicheCntArray[103] = '36'; nicheNbrArray[104] = '415'; nicheArray[104] = 'Agency Jumbo-SIVA '; nicheGrpArray[104] = 'Fannie/Freddie Only'; nicheCntArray[104] = '7'; nicheNbrArray[105] = '416'; nicheArray[105] = 'Max LTV SIVA? '; nicheGrpArray[105] = 'Fannie/Freddie Only'; nicheCntArray[105] = '8'; nicheNbrArray[106] = '417'; nicheArray[106] = 'Max LTV SISA? '; nicheGrpArray[106] = 'Fannie/Freddie Only'; nicheCntArray[106] = '2'; nicheNbrArray[107] = '424'; nicheArray[107] = 'Stated W-2 '; nicheGrpArray[107] = 'Fannie/Freddie Only'; nicheCntArray[107] = '5'; nicheNbrArray[108] = '418'; nicheArray[108] = 'We run DU for you '; nicheGrpArray[108] = 'Fannie/Freddie Only'; nicheCntArray[108] = '50'; nicheNbrArray[109] = '411'; nicheArray[109] = 'EA I '; nicheGrpArray[109] = 'Fannie/Freddie Only'; nicheCntArray[109] = '38'; nicheNbrArray[110] = '420'; nicheArray[110] = 'Mortgage Late OK '; nicheGrpArray[110] = 'Fannie/Freddie Only'; nicheCntArray[110] = '14'; nicheNbrArray[111] = '419'; nicheArray[111] = 'VOE Only Allowed '; nicheGrpArray[111] = 'Fannie/Freddie Only'; nicheCntArray[111] = '13'; nicheNbrArray[112] = '363'; nicheArray[112] = 'EA II'; nicheGrpArray[112] = 'Fannie/Freddie Only'; nicheCntArray[112] = '33'; nicheNbrArray[113] = '364'; nicheArray[113] = 'EA III'; nicheGrpArray[113] = 'Fannie/Freddie Only'; nicheCntArray[113] = '8'; nicheNbrArray[114] = '421'; nicheArray[114] = 'No declining market hit'; nicheGrpArray[114] = 'Fannie/Freddie Only'; nicheCntArray[114] = '30'; nicheNbrArray[115] = '422'; nicheArray[115] = 'No declining market LTV adj.'; nicheGrpArray[115] = 'Fannie/Freddie Only'; nicheCntArray[115] = '26'; nicheNbrArray[116] = '445'; nicheArray[116] = '$100 Down HUD REO'; nicheGrpArray[116] = 'FHA Only'; nicheCntArray[116] = '12'; nicheNbrArray[117] = '425'; nicheArray[117] = 'FHA Jumbo '; nicheGrpArray[117] = 'FHA Only'; nicheCntArray[117] = '60'; nicheNbrArray[118] = '426'; nicheArray[118] = 'FHA Secure '; nicheGrpArray[118] = 'FHA Only'; nicheCntArray[118] = '14'; nicheNbrArray[119] = '427'; nicheArray[119] = 'Streamline '; nicheGrpArray[119] = 'FHA Only'; nicheCntArray[119] = '67'; nicheNbrArray[120] = '428'; nicheArray[120] = '203K-Rehab '; nicheGrpArray[120] = 'FHA Only'; nicheCntArray[120] = '11'; nicheNbrArray[121] = '429'; nicheArray[121] = 'Manual Underwrite '; nicheGrpArray[121] = 'FHA Only'; nicheCntArray[121] = '60'; nicheNbrArray[122] = '430'; nicheArray[122] = 'Alt Credit allowed '; nicheGrpArray[122] = 'FHA Only'; nicheCntArray[122] = '27'; nicheNbrArray[123] = '431'; nicheArray[123] = 'Flexible Ratios'; nicheGrpArray[123] = 'FHA Only'; nicheCntArray[123] = '47'; nicheNbrArray[124] = '432'; nicheArray[124] = 'Buy Down Ok '; nicheGrpArray[124] = 'FHA Only'; nicheCntArray[124] = '28'; nicheNbrArray[125] = '433'; nicheArray[125] = '6% Seller Concession '; nicheGrpArray[125] = 'FHA Only'; nicheCntArray[125] = '66'; nicheNbrArray[126] = '334'; nicheArray[126] = 'FHA sponsorship for brokers '; nicheGrpArray[126] = 'FHA Only'; nicheCntArray[126] = '48'; nicheNbrArray[127] = '434'; nicheArray[127] = 'Condos OK'; nicheGrpArray[127] = 'FHA Only'; nicheCntArray[127] = '52'; nicheNbrArray[128] = '435'; nicheArray[128] = 'Manufactured'; nicheGrpArray[128] = 'FHA Only'; nicheCntArray[128] = '17'; nicheNbrArray[129] = '203'; nicheArray[129] = 'First Time Home Buyers? '; nicheGrpArray[129] = 'Housing History'; nicheCntArray[129] = '122'; nicheNbrArray[130] = '243'; nicheArray[130] = 'Foreclosure Bailout '; nicheGrpArray[130] = 'Housing History'; nicheCntArray[130] = '16'; nicheNbrArray[131] = '108'; nicheArray[131] = 'No Housing History '; nicheGrpArray[131] = 'Housing History'; nicheCntArray[131] = '57'; nicheNbrArray[132] = '109'; nicheArray[132] = 'Private VOR '; nicheGrpArray[132] = 'Housing History'; nicheCntArray[132] = '50'; nicheNbrArray[133] = '234'; nicheArray[133] = 'Rolling Lates OK '; nicheGrpArray[133] = 'Housing History'; nicheCntArray[133] = '26'; nicheNbrArray[134] = '328'; nicheArray[134] = '1x30(s) Ok '; nicheGrpArray[134] = 'Housing History'; nicheCntArray[134] = '60'; nicheNbrArray[135] = '325'; nicheArray[135] = '1x60's Ok '; nicheGrpArray[135] = 'Housing History'; nicheCntArray[135] = '22'; nicheNbrArray[136] = '326'; nicheArray[136] = '1x90's Ok '; nicheGrpArray[136] = 'Housing History'; nicheCntArray[136] = '18'; nicheNbrArray[137] = '327'; nicheArray[137] = '1x120's Ok '; nicheGrpArray[137] = 'Housing History'; nicheCntArray[137] = '13'; nicheNbrArray[138] = '452'; nicheArray[138] = 'Flexible Fee Agreements'; nicheGrpArray[138] = 'Loan Mod Niches'; nicheCntArray[138] = '2'; nicheNbrArray[139] = '461'; nicheArray[139] = 'Cash Out Refi'; nicheGrpArray[139] = 'Loan Programs'; nicheCntArray[139] = '0'; nicheNbrArray[140] = '462'; nicheArray[140] = 'VA'; nicheGrpArray[140] = 'Loan Programs'; nicheCntArray[140] = '0'; nicheNbrArray[141] = '404'; nicheArray[141] = 'Jumbo Reverse Mtg'; nicheGrpArray[141] = 'Loan Programs'; nicheCntArray[141] = '1'; nicheNbrArray[142] = '299'; nicheArray[142] = '100% LTV-O/O'; nicheGrpArray[142] = 'Loan Programs'; nicheCntArray[142] = '15'; nicheNbrArray[143] = '367'; nicheArray[143] = '100% USDA-No MI '; nicheGrpArray[143] = 'Loan Programs'; nicheCntArray[143] = '15'; nicheNbrArray[144] = '285'; nicheArray[144] = '100% Cash Out '; nicheGrpArray[144] = 'Loan Programs'; nicheCntArray[144] = '3'; nicheNbrArray[145] = '117'; nicheArray[145] = 'Over 100% LTV '; nicheGrpArray[145] = 'Loan Programs'; nicheCntArray[145] = '6'; nicheNbrArray[146] = '242'; nicheArray[146] = 'Any Option Arm? '; nicheGrpArray[146] = 'Loan Programs'; nicheCntArray[146] = '5'; nicheNbrArray[147] = '337'; nicheArray[147] = 'Hybrid Option Arm '; nicheGrpArray[147] = 'Loan Programs'; nicheCntArray[147] = '2'; nicheNbrArray[148] = '279'; nicheArray[148] = 'Jumbo Option Arms '; nicheGrpArray[148] = 'Loan Programs'; nicheCntArray[148] = '9'; nicheNbrArray[149] = '210'; nicheArray[149] = 'Super Jumbo '; nicheGrpArray[149] = 'Loan Programs'; nicheCntArray[149] = '43'; nicheNbrArray[150] = '240'; nicheArray[150] = 'Non-Conforming Jumbo Loans '; nicheGrpArray[150] = 'Loan Programs'; nicheCntArray[150] = '54'; nicheNbrArray[151] = '118'; nicheArray[151] = '40 year mortgage '; nicheGrpArray[151] = 'Loan Programs'; nicheCntArray[151] = '46'; nicheNbrArray[152] = '119'; nicheArray[152] = '50 year mortgage '; nicheGrpArray[152] = 'Loan Programs'; nicheCntArray[152] = '3'; nicheNbrArray[153] = '264'; nicheArray[153] = 'SBA Loans '; nicheGrpArray[153] = 'Loan Programs'; nicheCntArray[153] = '22'; nicheNbrArray[154] = '278'; nicheArray[154] = 'Unsecured Business LOC '; nicheGrpArray[154] = 'Loan Programs'; nicheCntArray[154] = '4'; nicheNbrArray[155] = '403'; nicheArray[155] = 'Quit claim today-C/O tomorrow'; nicheGrpArray[155] = 'No Seasoning'; nicheCntArray[155] = '7'; nicheNbrArray[156] = '345'; nicheArray[156] = 'Assets/Funds '; nicheGrpArray[156] = 'No Seasoning'; nicheCntArray[156] = '36'; nicheNbrArray[157] = '339'; nicheArray[157] = 'Bankruptcy'; nicheGrpArray[157] = 'No Seasoning'; nicheCntArray[157] = '18'; nicheNbrArray[158] = '72'; nicheArray[158] = 'Borrower on Title '; nicheGrpArray[158] = 'No Seasoning'; nicheCntArray[158] = '48'; nicheNbrArray[159] = '338'; nicheArray[159] = 'Foreclosure'; nicheGrpArray[159] = 'No Seasoning'; nicheCntArray[159] = '19'; nicheNbrArray[160] = '69'; nicheArray[160] = 'MLS Listing '; nicheGrpArray[160] = 'No Seasoning'; nicheCntArray[160] = '53'; nicheNbrArray[161] = '70'; nicheArray[161] = 'Seller on title '; nicheGrpArray[161] = 'No Seasoning'; nicheCntArray[161] = '26'; nicheNbrArray[162] = '351'; nicheArray[162] = 'Residential-Foreign Country '; nicheGrpArray[162] = 'Properties Outside U.S.'; nicheCntArray[162] = '2'; nicheNbrArray[163] = '354'; nicheArray[163] = 'Residential-Over 1 MM '; nicheGrpArray[163] = 'Properties Outside U.S.'; nicheCntArray[163] = '5'; nicheNbrArray[164] = '352'; nicheArray[164] = 'Commercial-Foriegn Country '; nicheGrpArray[164] = 'Properties Outside U.S.'; nicheCntArray[164] = '10'; nicheNbrArray[165] = '353'; nicheArray[165] = 'Commercial-Over 2 MM '; nicheGrpArray[165] = 'Properties Outside U.S.'; nicheCntArray[165] = '9'; nicheNbrArray[166] = '407'; nicheArray[166] = 'Unimproved land '; nicheGrpArray[166] = 'Property Types'; nicheCntArray[166] = '7'; nicheNbrArray[167] = '406'; nicheArray[167] = 'Dome Home'; nicheGrpArray[167] = 'Property Types'; nicheCntArray[167] = '3'; nicheNbrArray[168] = '365'; nicheArray[168] = '3-4 Units'; nicheGrpArray[168] = 'Property Types'; nicheCntArray[168] = '99'; nicheNbrArray[169] = '361'; nicheArray[169] = '2nd Home'; nicheGrpArray[169] = 'Property Types'; nicheCntArray[169] = '102'; nicheNbrArray[170] = '244'; nicheArray[170] = '10+ Acres '; nicheGrpArray[170] = 'Property Types'; nicheCntArray[170] = '53'; nicheNbrArray[171] = '342'; nicheArray[171] = '2 Houses on 1 Lot '; nicheGrpArray[171] = 'Property Types'; nicheCntArray[171] = '26'; nicheNbrArray[172] = '11'; nicheArray[172] = 'Condo Conversions '; nicheGrpArray[172] = 'Property Types'; nicheCntArray[172] = '44'; nicheNbrArray[173] = '13'; nicheArray[173] = 'Condo Tels '; nicheGrpArray[173] = 'Property Types'; nicheCntArray[173] = '14'; nicheNbrArray[174] = '20'; nicheArray[174] = 'Coops '; nicheGrpArray[174] = 'Property Types'; nicheCntArray[174] = '10'; nicheNbrArray[175] = '360'; nicheArray[175] = 'High Rise Condo '; nicheGrpArray[175] = 'Property Types'; nicheCntArray[175] = '81'; nicheNbrArray[176] = '246'; nicheArray[176] = 'Leasehold '; nicheGrpArray[176] = 'Property Types'; nicheCntArray[176] = '24'; nicheNbrArray[177] = '121'; nicheArray[177] = ' Lofts '; nicheGrpArray[177] = 'Property Types'; nicheCntArray[177] = '13'; nicheNbrArray[178] = '16'; nicheArray[178] = 'Log Homes '; nicheGrpArray[178] = 'Property Types'; nicheCntArray[178] = '22'; nicheNbrArray[179] = '94'; nicheArray[179] = 'Lot/Land '; nicheGrpArray[179] = 'Property Types'; nicheCntArray[179] = '24'; nicheNbrArray[180] = '18'; nicheArray[180] = 'Manufactured '; nicheGrpArray[180] = 'Property Types'; nicheCntArray[180] = '38'; nicheNbrArray[181] = '248'; nicheArray[181] = 'Manufactured Home >15 yrs '; nicheGrpArray[181] = 'Property Types'; nicheCntArray[181] = '21'; nicheNbrArray[182] = '247'; nicheArray[182] = 'Manufactured Home in Park '; nicheGrpArray[182] = 'Property Types'; nicheCntArray[182] = '5'; nicheNbrArray[183] = '249'; nicheArray[183] = 'Manufactured Home Single Wide '; nicheGrpArray[183] = 'Property Types'; nicheCntArray[183] = '17'; nicheNbrArray[184] = '21'; nicheArray[184] = 'Mixed Use '; nicheGrpArray[184] = 'Property Types'; nicheCntArray[184] = '52'; nicheNbrArray[185] = '17'; nicheArray[185] = 'Modular '; nicheGrpArray[185] = 'Property Types'; nicheCntArray[185] = '56'; nicheNbrArray[186] = '12'; nicheArray[186] = 'Non Warrantable Condos '; nicheGrpArray[186] = 'Property Types'; nicheCntArray[186] = '25'; nicheNbrArray[187] = '335'; nicheArray[187] = 'Non-Owner'; nicheGrpArray[187] = 'Property Types'; nicheCntArray[187] = '116'; nicheNbrArray[188] = '135'; nicheArray[188] = ' Rural Property '; nicheGrpArray[188] = 'Property Types'; nicheCntArray[188] = '62'; nicheNbrArray[189] = '22'; nicheArray[189] = 'Spec Homes '; nicheGrpArray[189] = 'Property Types'; nicheCntArray[189] = '19'; nicheNbrArray[190] = '387'; nicheArray[190] = 'Piggyback/Combo '; nicheGrpArray[190] = 'Seconds'; nicheCntArray[190] = '9'; nicheNbrArray[191] = '120'; nicheArray[191] = 'Seller held 3rd liens'; nicheGrpArray[191] = 'Seconds'; nicheCntArray[191] = '4'; nicheNbrArray[192] = '397'; nicheArray[192] = '2nd behind Jumbo Loan'; nicheGrpArray[192] = 'Seconds'; nicheCntArray[192] = '5'; nicheNbrArray[193] = '82'; nicheArray[193] = 'Seller Held seconds'; nicheGrpArray[193] = 'Seconds'; nicheCntArray[193] = '31'; nicheNbrArray[194] = '83'; nicheArray[194] = 'Stand alone fixed 2nds'; nicheGrpArray[194] = 'Seconds'; nicheCntArray[194] = '7'; nicheNbrArray[195] = '84'; nicheArray[195] = 'Stand Alone Heloc's'; nicheGrpArray[195] = 'Seconds'; nicheCntArray[195] = '10'; nicheNbrArray[196] = '362'; nicheArray[196] = 'SIVA-Non-Owner'; nicheGrpArray[196] = 'Stated Loans'; nicheCntArray[196] = '15'; nicheNbrArray[197] = '384'; nicheArray[197] = 'SIVA-Cash Out'; nicheGrpArray[197] = 'Stated Loans'; nicheCntArray[197] = '23'; nicheNbrArray[198] = '405'; nicheArray[198] = 'Asset Based-Stated Income'; nicheGrpArray[198] = 'Stated Loans'; nicheCntArray[198] = '8'; nicheNbrArray[199] = '358'; nicheArray[199] = 'SIVA-2nd Liens'; nicheGrpArray[199] = 'Stated Loans'; nicheCntArray[199] = '5'; nicheNbrArray[200] = '399'; nicheArray[200] = 'SIVA- Max LTV???'; nicheGrpArray[200] = 'Stated Loans'; nicheCntArray[200] = '11'; nicheNbrArray[201] = '357'; nicheArray[201] = 'SIVA-Jumbo'; nicheGrpArray[201] = 'Stated Loans'; nicheCntArray[201] = '17'; nicheNbrArray[202] = '55'; nicheArray[202] = 'Fixed Income '; nicheGrpArray[202] = 'Stated Loans'; nicheCntArray[202] = '17'; nicheNbrArray[203] = '128'; nicheArray[203] = 'No 4506 '; nicheGrpArray[203] = 'Stated Loans'; nicheCntArray[203] = '20'; nicheNbrArray[204] = '52'; nicheArray[204] = 'Mortgage Brokers '; nicheGrpArray[204] = 'Stated Loans'; nicheCntArray[204] = '27'; nicheNbrArray[205] = '53'; nicheArray[205] = 'Realtors '; nicheGrpArray[205] = 'Stated Loans'; nicheCntArray[205] = '26'; nicheNbrArray[206] = '54'; nicheArray[206] = 'Retirees '; nicheGrpArray[206] = 'Stated Loans'; nicheCntArray[206] = '20'; nicheNbrArray[207] = '256'; nicheArray[207] = 'Wage Earner '; nicheGrpArray[207] = 'Stated Loans'; nicheCntArray[207] = '27'; nicheNbrArray[208] = '267'; nicheArray[208] = '>80% LTV 680+ O/O '; nicheGrpArray[208] = 'Stated Loans'; nicheCntArray[208] = '6'; nicheNbrArray[209] = '409'; nicheArray[209] = 'Construction Owner-Builder'; nicheGrpArray[209] = 'Transaction Type'; nicheCntArray[209] = '16'; nicheNbrArray[210] = '408'; nicheArray[210] = 'Short term rehab money'; nicheGrpArray[210] = 'Transaction Type'; nicheCntArray[210] = '21'; nicheNbrArray[211] = '400'; nicheArray[211] = 'Hard/Private Money-Max LTV? '; nicheGrpArray[211] = 'Transaction Type'; nicheCntArray[211] = '37'; nicheNbrArray[212] = '1'; nicheArray[212] = 'Assignable Contracts '; nicheGrpArray[212] = 'Transaction Type'; nicheCntArray[212] = '8'; nicheNbrArray[213] = '2'; nicheArray[213] = 'Blanket Loans '; nicheGrpArray[213] = 'Transaction Type'; nicheCntArray[213] = '38'; nicheNbrArray[214] = '173'; nicheArray[214] = ' Bridge Loans '; nicheGrpArray[214] = 'Transaction Type'; nicheCntArray[214] = '41'; nicheNbrArray[215] = '238'; nicheArray[215] = 'Buy Out Ex-Spouse '; nicheGrpArray[215] = 'Transaction Type'; nicheCntArray[215] = '63'; nicheNbrArray[216] = '235'; nicheArray[216] = 'Construction Loans '; nicheGrpArray[216] = 'Transaction Type'; nicheCntArray[216] = '28'; nicheNbrArray[217] = '255'; nicheArray[217] = 'Construction Perm '; nicheGrpArray[217] = 'Transaction Type'; nicheCntArray[217] = '30'; nicheNbrArray[218] = '124'; nicheArray[218] = ' Construction to Perm '; nicheGrpArray[218] = 'Transaction Type'; nicheCntArray[218] = '44'; nicheNbrArray[219] = '6'; nicheArray[219] = 'Flips Ok'; nicheGrpArray[219] = 'Transaction Type'; nicheCntArray[219] = '18'; nicheNbrArray[220] = '9'; nicheArray[220] = 'Foreclosure Bailouts '; nicheGrpArray[220] = 'Transaction Type'; nicheCntArray[220] = '23'; nicheNbrArray[221] = '180'; nicheArray[221] = ' Land Contract '; nicheGrpArray[221] = 'Transaction Type'; nicheCntArray[221] = '30'; nicheNbrArray[222] = '7'; nicheArray[222] = 'Lease Option '; nicheGrpArray[222] = 'Transaction Type'; nicheCntArray[222] = '33'; nicheNbrArray[223] = '211'; nicheArray[223] = 'More than 10 Properties owned '; nicheGrpArray[223] = 'Transaction Type'; nicheCntArray[223] = '42'; nicheNbrArray[224] = '184'; nicheArray[224] = 'Multiple Loans/ Properties? '; nicheGrpArray[224] = 'Transaction Type'; nicheCntArray[224] = '52'; nicheNbrArray[225] = '129'; nicheArray[225] = ' Non-Arm's Length '; nicheGrpArray[225] = 'Transaction Type'; nicheCntArray[225] = '49'; nicheNbrArray[226] = '212'; nicheArray[226] = 'Rapid Acquisition of property '; nicheGrpArray[226] = 'Transaction Type'; nicheCntArray[226] = '19'; nicheNbrArray[227] = '343'; nicheArray[227] = 'R/T Refi w/Sub 2nd'; nicheGrpArray[227] = 'Transaction Type'; nicheCntArray[227] = '39'; nicheNbrArray[228] = '8'; nicheArray[228] = 'Rehab '; nicheGrpArray[228] = 'Transaction Type'; nicheCntArray[228] = '33'; nicheNbrArray[229] = '10'; nicheArray[229] = 'Reverse Mortgages '; nicheGrpArray[229] = 'Transaction Type'; nicheCntArray[229] = '10'; nicheNbrArray[230] = '340'; nicheArray[230] = 'Short Sale-Purchase'; nicheGrpArray[230] = 'Transaction Type'; nicheCntArray[230] = '50'; nicheNbrArray[231] = '444'; nicheArray[231] = 'Up to 4 Properties Owned'; nicheGrpArray[231] = 'Underwriting'; nicheCntArray[231] = '33'; nicheNbrArray[232] = '443'; nicheArray[232] = 'Rec Lease Ok'; nicheGrpArray[232] = 'Underwriting'; nicheCntArray[232] = '0'; nicheNbrArray[233] = '281'; nicheArray[233] = 'Manual Underwriting '; nicheGrpArray[233] = 'Underwriting'; nicheCntArray[233] = '106'; nicheNbrArray[234] = '446'; nicheArray[234] = 'Same Day Underwriting'; nicheGrpArray[234] = 'Underwriting'; nicheCntArray[234] = '9'; nicheNbrArray[235] = '402'; nicheArray[235] = 'Lock loan w/o Property Address'; nicheGrpArray[235] = 'Underwriting'; nicheCntArray[235] = '6'; nicheNbrArray[236] = '258'; nicheArray[236] = '48 Hour Closing Time'; nicheGrpArray[236] = 'Underwriting'; nicheCntArray[236] = '55'; nicheNbrArray[237] = '110'; nicheArray[237] = 'Payment Shock over 200% '; nicheGrpArray[237] = 'Underwriting'; nicheCntArray[237] = '30'; nicheNbrArray[238] = '207'; nicheArray[238] = 'AVM only Ok '; nicheGrpArray[238] = 'Underwriting'; nicheCntArray[238] = '2'; nicheNbrArray[239] = '283'; nicheArray[239] = 'Boarder Income Allowed '; nicheGrpArray[239] = 'Underwriting'; nicheCntArray[239] = '17'; nicheNbrArray[240] = '269'; nicheArray[240] = 'Declining Pre-Pay '; nicheGrpArray[240] = 'Underwriting'; nicheCntArray[240] = '22'; nicheNbrArray[241] = '344'; nicheArray[241] = 'Declining Value OK '; nicheGrpArray[241] = 'Underwriting'; nicheCntArray[241] = '59'; nicheNbrArray[242] = '298'; nicheArray[242] = 'DTI = 50% Ok '; nicheGrpArray[242] = 'Underwriting'; nicheCntArray[242] = '91'; nicheNbrArray[243] = '297'; nicheArray[243] = 'DTI >=55% Ok '; nicheGrpArray[243] = 'Underwriting'; nicheCntArray[243] = '60'; nicheNbrArray[244] = '270'; nicheArray[244] = 'Fully Assumable Mortgage '; nicheGrpArray[244] = 'Underwriting'; nicheCntArray[244] = '22'; nicheNbrArray[245] = '280'; nicheArray[245] = 'Lender Paid MI '; nicheGrpArray[245] = 'Underwriting'; nicheCntArray[245] = '27'; nicheNbrArray[246] = '27'; nicheArray[246] = 'Agricultural '; nicheGrpArray[246] = 'Zoning'; nicheCntArray[246] = '29'; nicheNbrArray[247] = '28'; nicheArray[247] = 'Farming '; nicheGrpArray[247] = 'Zoning'; nicheCntArray[247] = '15'; nicheNbrArray[248] = '25'; nicheArray[248] = 'Industrial '; nicheGrpArray[248] = 'Zoning'; nicheCntArray[248] = '46'; nicheNbrArray[249] = '26'; nicheArray[249] = 'Manufacturing '; nicheGrpArray[249] = 'Zoning'; nicheCntArray[249] = '36'; nicheNbrArray[250] = '30'; nicheArray[250] = 'Mixed '; nicheGrpArray[250] = 'Zoning'; nicheCntArray[250] = '55'; nicheNbrArray[251] = '31'; nicheArray[251] = 'Exception Based '; nicheGrpArray[251] = 'Zoning'; nicheCntArray[251] = '23'; nicheNbrArray[252] = '32'; nicheArray[252] = 'Other '; nicheGrpArray[252] = 'Zoning'; nicheCntArray[252] = '22'; nicheNbrArray[253] = '29'; nicheArray[253] = 'Rural'; nicheGrpArray[253] = 'Zoning'; nicheCntArray[253] = '53';