The ModPost - Software for Loan Modification and Loss Mitigation Professionals

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Loss Mitigation Tools

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Features

Add-on Modules

 

NPV Tools and HAMP/HAFA Proposal

Built in NPV Tools and Proposal Modules for HAMP- Loan Modifications and HAFA- Short Sales

TheLoanPost.com comes with several built in tools to help streamline the loss mitigation process. Putting a full package together, complete with NPV 4.0 analysis and HAMP or HAFA compliant Proposals/Offers, will increase approvals and turn times, GUARANTEED! Knowing what and how to negotiate the best deal doesn't get any easier with our system.

NPV 4.0 Calculation

The NPV 4.0 Calculator generates Pass/Fail results to provide a streamlined, financial analytical method to determine the cost benefit of a loan modification. While the large lenders/servicers use their own internal NPV variables, it is all based off the same formula. Some of these variables include Cure Rate, months to an REO sale, Home Price Appreciation, Disposition Costs, and Redefault Rate.

HAMP Loan Modification Proposal

HAMP has rolled out several updates to their program and continue to make improvements to mitigate more foreclosures on the market. HAMP affects all loans owned by Fannie and Freddie and all lenders that took TARP funds.See the list here.We have integrated HAMP waterfall guidelines into our system that allow you to create a HAMP proposal with one click!

HAFA Short Sale Proposal and Offer

HAFA is an extension of HAMP and provides guidelines for participating lenders/servicers to follow when handling short sales. One significant update in HAFA, is the ability to get a property approved for short sale without having an official buyer's offer. Our system will help auto-generate a HAFA compliant short sale package with a robust short sale offer analysis. The analysis instantly determines the net investor benefit using a built in, complicated formula used by the banks.

Property Value Estimator Powered by Eppraisal.com

Determining accurate property value in today's market is very difficult. TheLoanPost has integrated Eppraisal.com which combines results from Zillow.com and Cyberhomes.com to help quickly determine property value based on recent sales, assessed values, and other neighborhood/regional factors. This service is free of charge.

HUD Generator

TheLoanPost.com has a built in HUD tool to generate pre-liminary HUDs. The system will add up the necessary line items, and allow for custom inputs. Please note, full legal HUDs should be prepared by title companies.

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  • The LoanPost is a multi-user software that gives your entire company a 360-degree view of each of your customers, agents and branches.
  • The software is very intuitive and user-friendly.

    Jeff Butler - Reed and Butler

  • The program is definitely running faster and is not timing me out and it is very helpful to be able to open two screens so that if I am working on one and get a call I can update to give notes to the client as well.

    Velvet S - West Coast Property Solutions

  • The Mod Post is great! Handles all of my loss mit needs without a hitch. You've got my highest recommendation!

    Tyler - Advanced Compliance

  • I first want to say that I am extremely happy with your system. The ease of use, the great customer service is great. I would highly recommend your software to anyone.

    Giovanni Santiago- Las Vegas - World Equity Home Savers

  • This is the best software period, when I started my loan mod biz, a full file takes about 3 hours, with the mod post, we are talking blazing speed. keep it up!

    Adeniyi Egbowon

List of Features

Why choose The Loan Post?

We are the industry leading, web based loan modification software and short sale software system for loss mitigation professionals. We provide you with the most complete, turnkey system with just enough customizable options to make it work exactly how you want it. With thousands of users nationwide, ranging from law offices, realtors, processing firms, HUD counselors, mediators, and even small servicers, you can't go wrong with choosing us as your strategic shorts sale software and loan modification software partner. Click to learn more

We have the loss mitigation toolkit used by large enterprises, law offices, and industry professionals nationwide complete with auto-calculators for NPV 4.0 calculations, HAMP Guidelines, PRA-HAMP waterfall guidelines, and HAFA forms and guidelines. Inside this industry leading loan modification software and short sale software are all the forms at your finger tips, dynamically generating the documents and required forms is a piece of cake. With E-signature technology built in clients can sign the required forms and documents by drawing their signature with their mouse! You don't have to wait 5 days for returned docs, when you can get them in 5 minutes. Sales and lead management has never been easier with auto-responder e-mails, lead assigning, task-follow up reminders, and manager views. The Pipeline interface in the loan modification software system is customizable, so you can work the way you want, using the terminology your staff is most comfortable.